for consumers imageFor Consumers

Access to financial services made secure

We make it easy for you and millions of people to securely connect your bank accounts to the apps and services you love.

Trusted by:
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For Consumers Hero

Okra powers hundreds of apps and financial institutions, serving millions of people

400+Apps ranging from lending, personal finance, digital banks, and many more are securely powered by Okra.
100+Financial institutions' integrations across Nigeria, South Africa, and Kenya.
2M+Users have connected their financial accounts to more than 400 apps they love.


Swift, secure and connected financial system

Our success as a business and reputation depend on your privacy. That means we don't sell or transfer your data to a third party without your express permission.

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Easy connection

Okra connects your bank accounts to your favourite apps and services, quick and with no charges.
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Data security

When connecting your bank accounts with Okra, we make sure that your financial data is safe and secure.
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Data control

Okra lets you have control over your data. We don't share your financial information without your consent.

Secure gateway to access financial services


Authenticate bank account

Select your bank and your preferred channel to connect with the app, then enter your bank account credentials.
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Verify account credentials

Once your bank account credentials are verified, your financial information is retrieved from your bank within seconds.
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Access the app’s services

Then we share your information with the app and establish a secure connection; granting you access to the app's services.
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Your privacy is our highest priority

Our reputation and success as a business depend on your privacy. With Okra you have control over access to your financial information and we do not share your data without your consent.

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Type of data you share

The type of data you share depends on the type of app you use and the type of services they offer to you. With your consent, they may request for data such as:

green check markYour identity

green check markTransaction history

green check markAccount balance

green check markIncome history

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Type of access you give

The type of access you give the apps you use is read-only access. This means that the data shared from your bank account cannot be used to perform any action on your account.

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Type of control you have

You have complete control over the type of data you share, with whom you share it, and how long you want them to have it. You can control which apps have access to your financial data from our consumer portal.


Security practices and policies to keep your data safe

To ensure that your account is secure, we carry out high-level security measures and follow standard procedures to keep your data safe.

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Effective monitoring

Okra stores information collected at licensed and secure locations. We ensure that activities in these locations are securely logged and monitored regularly.
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Data encryption

Okra utilizes Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) to encrypt all data; shielding your personal information from unauthorized access.
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Cloud infrastructure

For infrastructure security, we utilize modern cloud technologies to host the Okra API. This way, we’re able to meet core security and compliance requirements to safeguard data.
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Secure authentication

To help protect your data on our system, Okra implements two-factor authentication to secure your account connection and strengthen your data security.
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Security testing

Okra regularly carries out vulnerability scans and penetration tests internally and by engaging with trusted independent security auditors.
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Okra IMS

Okra adopts an Integrated Management System, enabling us to comply with all relevant regulations, improve information security and service management processes.